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Plan ahead for the people you love.

Life doesn’t always go as planned, but having the right protection can help make the unexpected a little easier to navigate. Credit Life and Credit Disability Insurance provide added support for covered loans, helping protect you and your loved ones from added financial pressure during challenging times.

Added peace of mind for life's unexpected moments.

When you take out a loan with Good Neighbors, you may be eligible for optional Life or Disability Insurance. Depending on your coverage and circumstances, this insurance can help ease the financial burden on you or your family if an unexpected illness, injury, or death occurs. It’s another way we’re here to help when you need us most.

How you could benefit:

  • Added peace of mind. Reduce the financial burden on you or your family if the unexpected happens.
  • Simple enrollment. Coverage can be added as part of the loan process.
  • Accessible coverage. Depending on loan type, you may be eligible for coverage up to age 70, typically without a medical exam (general health questions may apply).

*Coverage and benefits vary based on your individual situation.

Credit Life Insurance

If one of the borrowers on a covered loan passes away, Life insurance can help reduce or eliminate the current loan balance, easing the financial burden on loved ones during a difficult time.

Credit Disability Insurance

If a covered illness or injury leaves you unable to work, Disability Insurance can help make your loan payments while you recover. It’s added support that can ease some of the financial pressure while you focus on getting back on your feet.

*Subject to coverage limits. Age, loan term, coverage limits, exclusions, and other eligibility requirements apply. For specific program details, refer to the credit insurance application or certificate.

Are Life and Disability Insurance right for you?

Life can change quickly. Having added coverage can help you feel more prepared when circumstances change. It may be worth considering if you:

  • Are the primary income earner in your household.
  • Would have difficulty making loan payments if you were unable to work.
  • Work in a physically demanding occupation.
  • Participate in high-risk sports or activities.
  • Want to reduce the financial burden on your family if you pass away.
  • Want added reassurance knowing you have coverage in place.

Adding coverage is easy.

You can add Life and Disability Insurance when you close an eligible loan or refinance a current loan to add coverage. If you’re applying for a loan or are interested in adding coverage to one you already have, our team can walk you through your options and answer any questions along the way. We’re here to help you find what works for you.

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**This information is intended to serve as a general guide to Credit Insurance coverage. Note: Some exclusions are not in force in every state or may vary due to state-specific requirements. Verify state-specific exclusions and requirements. Insurance products are issued by Minnesota Life Insurance in all states except New York. In New York, products are issued by Securian Life Insurance Company, a New York authorized insurer. Minnesota Life is not an authorized insurer in New York and does not do business in New York. Both companies are headquartered in St. Paul, MN. Product availability and features may vary by state. Each insurer is solely responsible for the financial obligations under the policies or contracts it issues.