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Good Neighbors Credit Union > Our Savings > CDs
A Share Certificate, also known as a Certificate of Deposit (or CD), is a savings account that allows you to deposit money for a set period in exchange for a fixed interest rate. Certificates are available for terms in increments starting at three months and reaching up to two years.
A Certificate of Deposit (CD) is a fixed-term savings account that offers competitive interest rates in exchange for keeping your funds deposited for a set period. Like all deposit accounts at Good Neighbors, CDs are insured by the National Credit Union Administration (NCUA).
CDs have a minimum deposit of $500.00:
Here are a few important details. Contact us to talk with an expert about opening a Certificate of Deposit at Good Neighbors.Â
Minimum Balance: A minimum balance of $500 is required for CDs.
Withdrawal Limits: Penalties may apply for early withdrawals before the maturity date.
Fixed Rates: Enjoy guaranteed returns with competitive fixed interest rates for the term of your CD.
Certificates of Deposits offer several benefits.
Earn More: Certificates of Deposit offer higher interest rates.
Peace of Mind: Your funds are NCUA insured, just like any other credit union deposit account.
Contact us to talk with an expert about opening a CD at Good Neighbors.
A Certificate of Deposit (CD) is a great option if you’re looking for a higher fixed rate and don’t need immediate access to your funds. But if you prefer to grow your savings while keeping your money within reach, consider a Money Market Account.
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