All Our Rates - goodneighborscu.com

Savings Rates:

Regular Savings:

ACCOUNT TYPE	RATE	APY*
Regular Savings and Special Use Savings Accounts	0.10%	0.10%

*Rates are variable and are declared quarterly based on available earnings. Rate is accurate as of 04/22/24.

CDs:

ACCOUNT TYPE	TERM	RATE	APY*	YIELD
CDs	3 Months	1.85%	APY	1.87%
	6 Months	2.05%	APY	2.07%
	12 Months	2.40%	APY	2.43%
	18 Months	2.55%	APY	2.58%
	24 Months	2.65%	APY	2.68%

*CD Rates effective 3/14/25 and subject to change without notice. Certificates of Deposit carry a penalty for early withdrawal.

Money Market:

ACCOUNT TYPE	RATE	APY*
Money Market Accounts: greater than $2,500.00	0.50%	0.50%

*Dividends on money market accounts are calculated on average daily balances of $2,500.00 or more. Rates are variable and are declared monthly based on available earnings. A maximum of three (3) withdrawals are allowed per month. Each withdrawal after the third will include a $10.00 fee. A $10.00 fee will be assessed to balances that fall below $2,500.00. Rate is accurate as of 3/14/25.

Loan Rates:

Personal Loans:

LOAN TYPE	MAXIMUM LOAN	TERM	RATE
Personal Loan	$15,000.00 per individual	12 Months	Starting at 9.25% APR*
		24 Months	Starting at 9.25% APR*
		36 Months	Starting at 10.25% APR*
		48 Months	Starting at 10.25% APR*
		60 Months	Starting at 11.25% APR*
		72 Months	Starting at 12.25% APR*

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit and will be available starting 2/10/25. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Auto Loans:

LOAN TYPE	TERM	RATE
Auto Loans	36 Months	Starting at 5.00% APR*
	48 Months	starting at 5.10% APR*
	60 Months	starting at 5.20% APR*
	72 Months	starting at 5.70% APR*
	84 Months	starting at 6.70% APR*

Boat & RV:

LOAN TYPE	TERM	RATE
Boat & RV	36 Months	Starting at 5.80% APR*
	48 Months	Starting at 5.80% APR*
	60 Months	Starting at 6.30% APR*
	72 Months	Starting at 6.55% APR*
	86 Months	Starting at 6.80% APR*
	96 Months	Starting at 7.05% APR*
	120 Months	Starting at 7.30% APR*
	144 Months	Starting at 7.55% APR*
	180 Months	Starting at 9.30% APR*

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit as of 2/10/25. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Credit Builder:

LOAN TYPE	TERM	RATE
Credit Builder	Up to 60 Months	9.99% Fixed APR*

*APR = Annual Percentage Rate. Call us for details at 716-681-1460.

Fixed-Rate Home Equity Loan:

LOAN TYPE	TERM	RATE
Fixed-Rate Home Equity Loan	60 Months	Starting at 10.00% APR*
	96 Months	Starting at 10.50% APR*
	120 Months	Starting at 11.00% APR*
	180 Months	Starting at 11.25% APR*

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

All our rates, available in one place.