Skip to content

H2 / H3 Headline encouraging sign up.

Use 45–50 words (or 1–2 sentences) to describe and define the top benefit of this service.

H2 / H3 Headline encouraging exploration of service.

Use 45–50 words (or 1–2 sentences) to describe and define the second most important benefit or caveat of this service.

H2 / H3 Headline that shares this service's value proposition.

Use 45–50 words (or 1–2 sentences) to describe and define how GNCU’s advisement services are special/better/different.

Sign up now.

We’re convinced! Now use 45–50 words (or 1–2 sentences) to tell us what comes next!

Home Equity Loan

Apply for a loan.

Know what kind of loan you need? Explore rates and terms or apply online now.

Auto Loans

Searching for the right vehicle can be time-consuming. Whether you’re financing a new or used vehicle, you don’t waste additional time looking for a place to finance your loan. Our rates are competitive, and the loan application process is quick and convenient. See terms and rates by clicking here. 

Personal Loans.

If you need extra money for auto repairs, a wedding, or vacation — or you want to explore consolidating your debt — our personal loan might be right for you. No collateral is required; it is just your promise to pay. A personal loan is an excellent alternative to credit cards for all kinds of expenses. See terms and rates by clicking here.

Mortgage Loans

Invest in yourself and your future by buying a home. Homeownership is possible through our mortgage loans, even for first-time homebuyers. Mortgage and Home Equity rates may change weekly. Borrowers must meet the underwriting standards of the Good Neighbors Credit Union to qualify for loans. See terms and rates by clicking here. [Jump link to tables of rates and terms below.]

Home Equity/Line of Credit Loans

Owning a home comes with benefits. A home equity loan or line of credit lets you use the value of your house to pay for upgrades you’ve been eager to make. Good Neighbors Credit Union members experience a simple application and support along the way if you need it. See terms and rates by clicking here. [Jump link to tables of rates and terms below.]

Recreational Vehicle (RV) Loans

Members can apply for a loan to finance recreational vehicles, including RVs and campers. All you have to worry about is getting time off work. We offer low rates, prompt approvals, competitive terms, and monthly payments that you can live with. See terms and rates by clicking here. [Jump link to tables of rates and terms below.]

Boat & Marine Loans.

Life is short. Buy the boat! Enjoy your time off with boats, watercraft, and other marine transportation with Good Neighbors Credit Union’s low rates, competitive terms, fast approvals, and monthly payments that won’t keep you up at night. See terms and rates by clicking here.

Loan Terms & Rates

Auto Loan Terms & Rates

LOAN TYPETERMRATE
Auto Loans36 MonthsStarting at 5.00% APR*
48 Monthsstarting at 5.10% APR*
60 Monthsstarting at 5.20% APR*
72 Monthsstarting at 5.70% APR*
84 Monthsstarting at 6.70% APR*
*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit and will be available starting 2/10/25. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit and will be available starting 5/1/24. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Personal Loan Terms & Rates

LOAN TYPEMAXIMUM LOANTERMRATE
Personal Loan$15,000.00 per individual12 MonthsStarting at 9.25% APR*
24 MonthsStarting at 9.25% APR*
36 MonthsStarting at 10.25% APR*
48 MonthsStarting at 10.25% APR*
60 MonthsStarting at 11.25% APR*
72 MonthsStarting at 12.25% APR*
*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit and will be available starting 2/10/25. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit and will be available starting 5/17/24. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Mortgage Loan Terms & Rates

All rates are subject to change without notice. Mortgage and Home Equity rates may change weekly. Borrowers must meet underwriting standards of the Credit Union to qualify for loans.

Home Equity/Line of Credit Loan Terms & Rates

LOAN TYPETERMRATE
Fixed-Rate Home Equity Loan60 MonthsStarting at 10.00% APR*
96 MonthsStarting at 10.50% APR*
120 MonthsStarting at 11.00% APR*
180 MonthsStarting at 11.25% APR*
*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

*APR = Annual Percentage Rate. Some restrictions may apply. Closing costs may be covered by the Credit Union. See the loan officer for details. Rate disclosed is quoted for A+ credit. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Boats and Recreational Vehicles

LOAN TYPETERMRATE
Boat & RV36 MonthsStarting at 5.80% APR*
48 MonthsStarting at 5.80% APR*
60 MonthsStarting at 6.30% APR*
72 MonthsStarting at 6.55% APR*
86 MonthsStarting at 6.80% APR*
96 MonthsStarting at 7.05% APR*
120 MonthsStarting at 7.30% APR*
144 MonthsStarting at 7.55% APR*
180 MonthsStarting at 9.30% APR*
*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit as of 2/10/25. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit and will be available starting 5/17/24. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.