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Earn more while staying flexible.

A Good Neighbors Money Market Account offers the best of both worlds — higher dividends than a regular savings account while giving you access to your money when you need it. It’s the option when you’re saving for a goal but want to make occasional withdrawals.

Money Market Accounts can offer the best of both worlds.

A Money Market Account is a type of deposit account that earns dividends while allowing limited access to your funds. Like all deposit accounts at Good Neighbors, Money Market Accounts are insured by the National Credit Union Administration (NCUA).

Current terms and rates on Money Markets.

ACCOUNT TYPERATEAPY*
Money Market Accounts: greater than $2,500.000.50%0.50%
*Dividends on money market accounts are calculated on average daily balances of $2,500.00 or more. Rates are variable and are declared monthly based on available earnings. A maximum of three (3) withdrawals are allowed per month. Each withdrawal after the third will include a $10.00 fee. A $10.00 fee will be assessed to balances that fall below $2,500.00. Rate is accurate as of 3/14/25.

Things to know.

Here are a few important details.

Minimum Balance: A minimum balance of $2,500 is required to earn dividends.

Withdrawal Limits: You can make up to three withdrawals per month, and each additional withdrawal has a $10 fee.

Variable Rates: Dividends are calculated on the average daily balance of $2,500 or more and are subject to change based on available earnings.

Features and benefits.

Money Market Accounts offer several benefits.

Earn More: Money Market Accounts offer higher dividend rates.

Stay Flexible: Access your funds when needed while still earning dividends.

Peace of Mind: Your funds are NCUA insured, just like any other credit union deposit account.

Contact us to talk with an expert about opening a Money Market Account at Good Neighbors.

The bottom line.

A Money Market Account is a great option if you want to grow your savings while keeping your money within reach. If you’re looking for a higher fixed rate and don’t need immediate access to your funds, you may also want to explore Certificates of Deposit (CDs).

 

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