How Many Credit Cards Should I have
Getting a new credit card always sounds like a good idea. With all the bonuses and perks you can avail of when you get a new one, who wouldn’t want to have two or three credit cards or more? However,
Why Should I Open A Bank Account For My Kid
Have you ever thought about opening a savings account for your child? You might not think so, but even a small one can make a huge difference in their future and how they handle their finances when they grow up.
Is There A Difference Between A Home Loan and A Mortgage?
If you’re planning on purchasing your first home, you may have come across two terms that could be confusing to understand. When it comes to financing a house, most aspiring homeowners may wonder whether a home loan and a mortgage
The First Time Home-Buyer’s Guide to Mortgages
Just as you would carefully prepare for a big project to ensure success, you will do the same thing when buying a home. A successful home buying experience is the result of careful planning, getting the tiny details right from
Can I Still Get An Auto Loan with No Credit History?
Credit history impacts several aspects of our lives, and while every hardworking individual strives to make cash payments in one lump sum to make the process easier, the hard truth is that almost every adult relies on their credit score
Breaking Down the Difference Between Credit Unions and Banks
When deciding where to open a new savings or checking account, take out a loan, or start a line of credit, you don’t have to limit yourself to local and national banks. Many people overlook credit unions, which offer financial
5 Tips on How to Maximize Your Money While You’re Still Young
With or without a degree in Finance, money management is an essential skill that every person should learn in this lifetime. Proper money management teaches individuals to live within a budget and increase their capacity for savings. When they have
3 Types of Savings Accounts and Their Basic Features
Everyone who wishes to save up for the future needs their own savings account. Not only is it safer than keeping your hard-earned money in a shoebox or a piggy bank, but it is also more convenient and accessible if
Benefits of Having a Money Market Account You Shouldn’t Miss Out On
As an adult, you are probably familiar with the way checking and savings accounts work. You need them for daily banking. However, you might also need financial products that can deliver more and help you grow your savings while offering
3 Checking Account Fees You Should Know About
There are many ways to reach financial success, and although it may not be obvious, having a checking account is one of them. Despite its ubiquity, with nearly everyone with a bank account possessing one, it is crucial for conducting
7 Cooperative Principles for Credit Unions – What Are They?
Credit unions have been around for decades. Like cooperatives around the world, credit unions are financial cooperatives that have the same seven core principles and values used in the International Cooperative Alliance in 1995. In essence, the Seven Cooperative Principles
All About Credit Unions – Why They Can Serve You Better Than Banks
When thinking of financial institutions, banks are likely the first to come to mind. However, credit unions are a great alternative, as they offer more personalized and local services that help you feel more secure when you do your financing.