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Turn Equity Into Opportunity

Tap into your home’s equity when you need it most. Connect with us, and we will help you find the best fit.

Available Options

At Good Neighbors, we offer two flexible home equity solutions to help you make the most of your home’s value. Whether you prefer the stability of a Home Equity Fixed-Rate Loan with predictable payments or the flexibility of a Home Equity Line of Credit (HELOC) for ongoing access to funds, we can help you find your best fit.

Home Equity Lines of Credit

A Home Equity Line of Credit (HELOC) is a flexible loan that lets you borrow against the equity you’ve built up in your home. Instead of receiving a lump sum, you get access to a revolving line of credit you can draw from as needed—similar to a credit card. You can use the funds for things like home improvements, debt consolidation, or major expenses, and you only pay interest on the amount you actually use.

Call us at 716-681-1460 for current rates on our Home Equity Line of Credit.

Home Equity Fixed-Rate Loan

A Home Equity Fixed-Rate Loan lets you borrow against the equity in your home with the stability of a one-time lump sum and a fixed interest rate. Unlike a line of credit, this loan provides predictable monthly payments, making it easy to budget.

See terms and rates below.

Fixed Rate Home Equity Terms & Rates

LOAN TYPETERMRATE
Fixed-Rate Home Equity Loan60 MonthsStarting at 10.00% APR*
96 MonthsStarting at 10.50% APR*
120 MonthsStarting at 11.00% APR*
180 MonthsStarting at 11.25% APR*
*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Join the neighborhood.

You’re invited! Become a member of Good Neighbors Credit Union today. As a member community, we support each other every step of the way.

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