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Lock in Your Rate, Grow Your Savings!

A Share Certificate, also known as a Certificate of Deposit (or CD), is a savings account that allows you to deposit money for a set period in exchange for a fixed interest rate. Certificates are available for terms in increments starting at three months and reaching up to two years.

A Secure Way to Grow Your Savings.

A Certificate of Deposit (CD) is a fixed-term savings account that offers competitive interest rates in exchange for keeping your funds deposited for a set period. Like all deposit accounts at Good Neighbors, CDs are insured by the National Credit Union Administration (NCUA).

Terms & Rates for CDs

CDs have a minimum deposit of $500.00:

ACCOUNT TYPE TERMRATEAPY*YIELD
CDs3 Months1.85%APY1.87%
6 Months2.05%APY2.07%
12 Months2.40%
APY2.43%
18 Months2.55%APY2.58%
24 Months2.65%APY2.68%
*CD Rates effective 3/14/25 and subject to change without notice. Certificates of Deposit carry a penalty for early withdrawal.

 

Things to know.

Here are a few important details. Contact us to talk with an expert about opening a Certificate of Deposit at Good Neighbors. 

Minimum Balance: A minimum balance of $500 is required for CDs.

Withdrawal Limits: Penalties may apply for early withdrawals before the maturity date.

Fixed Rates: Enjoy guaranteed returns with competitive fixed interest rates for the term of your CD.

Features and benefits.

Certificates of Deposits offer several benefits.

Earn More: Certificates of Deposit offer higher interest rates.

Peace of Mind: Your funds are NCUA insured, just like any other credit union deposit account.

Contact us to talk with an expert about opening a CD at Good Neighbors.

The bottom line.

A Certificate of Deposit (CD) is a great option if you’re looking for a higher fixed rate and don’t need immediate access to your funds. But if you prefer to grow your savings while keeping your money within reach, consider a Money Market Account.

Join the neighborhood

You’re invited! Become a member of Good Neighbors Credit Union today. As a member community, we support each other every step of the way.

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