At Good Neighbors, we’re here to put you on the path to financial freedom. Looking to lower your monthly car payment? We got you. Want to raise your credit score? We’ll help! Ready to get rid of that unwanted credit card debt? You can count on us! We offer low rates, competitive terms, and monthly payments that you can feel confident about.


Vehicle Loans

36 Months starting at 3.00% APR*
48 Months starting at 3.10% APR*
60 Months starting at 3.20% APR*
72 Months starting at 3.70% APR*
84 Months starting at 4.70% APR*

Boats and Recreational Vehicles

36 Months starting at 3.60% APR*
48 Months starting at 3.60% APR*
60 Months starting at 4.10% APR*
72 Months starting at 4.35% APR*
84 Months starting at 4.60% APR*
96 Months starting at 4.85% APR*
120 Months starting at 5.10% APR*
144 Months starting at 5.35% APR*
180 Months starting at 7.10% APR*

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.

Signature Loans

Maximum Loan Term Rate
$15,000.00 per individual 12 Months starting at 7.00% APR*
24 Months starting at 7.00% APR*
36 Months starting at 8.00% APR*
48 Months starting at 8.00% APR*
60 Months starting at 9.00% APR*
72 Months starting at 10.00% APR*

Secured Loans (funds on deposit used as collateral)

Loan Type Term Rate
Share Secured 60 Months 4.10% APR*
Term Share Secured 60 Months w/ balloon at maturity 4.00% + term share account rate

Fixed Rate Home Equity Loans

Account Type Term Rate
Home Equity Loan 60 Months starting at 5.25% APR*
96 Months starting at 5.74% APR*
120 Months starting at 6.25% APR*

VISA Platinum Credit Cards

Card Type Term Rate
VISA Platinum Rewards N/A starting at 8.49% APR*
VISA Platinum Student N/A starting at 13.49% APR*
VISA Platinum Secured N/A starting at 13.95% APR*

* APR = Annual Percentage Rate. Closing costs may be covered by the Credit Union. See the loan officer for details.

Home Equity Line of Credit

Call for more information.

Mortgages [ Mortgage Calculator ]

We have a variety of Mortgage offerings. Call for more information.

All rates are subject to change without notice. Mortgage and Home Equity rates may change weekly. Borrowers must meet underwriting standards of the Credit Union to qualify for loans.

Fee Schedule

Earnings at Good Neighbors get returned to you, our valued member, in the form of lower rates and lower or no fee products. Check out our short and sweet FEE SCHEDULE and please call us with any questions you may have.


What kind of loans do you offer?

VISA Credit Cards

We offer three different VISA Credit Card plans to fit your needs:

  • VISA Platinum
    Our lowest rate VISA Credit Card with rewards. Click to explore ScoreCard Rewards.
  • VISA Platinum Student
    Our VISA Credit Card designed for students looking to establish credit with their first credit card.
  • VISA Platinum Secured
    Our VISA Credit Card designed for members with credit issues who are looking to re-establish themselves through a secured plan with favorable terms and a low annual fee.
Visa-Application and Solicitation Disclosure:

Already have the card? Use the links below to access your account online or to log in to your ScoreCard rewards.

Vehicle Loans

Searching for just the right vehicle can be extremely time consuming. Don’t waste additional time searching for a place to finance your loan. Our rates are competitive, the loan application process is quick and convenient, and the service you’ll receive is friendly and efficient. We finance both new and used vehicles.

Boat and Recreational Vehicle Loans

We offer competitive rates on Boat and RV loans to help you enjoy your recreational time to the fullest!

Share Secured Loans

Share Secured Loans are loans backed up by your own savings or certificate account. Naturally, these loans have a lower interest rate because payment is guaranteed by an amount in your savings or certificate account that is equal to the balance of the loan. Your account will continue to earn dividends while you are paying up the loan, making this loan perfect for first time borrowers wanting to establish their credit.

Signature Loans

Need extra money for auto repairs, vacation, the holidays or some other personal expenses? Our personal loan may be what you need. These loans don’t require any collateral, just your promise to pay, making them a great alternative to credit cards for smaller expenses like vacations, car repairs, or holiday gift-giving.

Home Equity Loans

Use the equity in your home to add a new deck and pool, fix that leaky roof, finance your children’s education, buy a new vehicle, take a dream vacation, or consolidate high interest credit card balances into one monthly low cost payment! Call our Loan Department for more information.


Whether you want a loan for a new home purchase or looking to reduce the interest rate on your current mortgage with a loan refinance, we have the right mortgage option for you! Call one of our Loan Officers for more details!


Credit Union Employees are registered with the Nationwide Mortgage Licensing System and Registry (NMLS) to act as a Mortgage Loan Originator (MLO):

CU NMLS ID #662517

Brian Stumm MLO #699267

Brittany Nickles MLO #1579539

Callice Wood-Brown MLO #1933484

To confirm this information, please visit


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