Good Neighbors Credit Union

Let's rebuild together.


The credit builder loan is a loan in reverse. Instead of getting your money up front, you make your monthly payments and then get your loan proceeds when the loan is paid off.

This product does double duty – helping you to build a savings habit while building your credit at the same time. With terms up to 60 months and amounts up to $5,000 we can find a payment to fit every budget.

We’re here to help you get the information and tools you need so you can get your credit ready for those bigger purchases. Building credit now means when it’s time to get an auto loan or mortgage you’re getting a good rate and saving money.


  • Competitive low rates
  • Flexible terms
  • Easy application process
  • Fast approval
  • No application fees

Loan Type Term Rate
Credit BuilderUp to 60 Months9.99% Fixed APR*

*APR = Annual Percentage Rate. Some restrictions may apply. Rate disclosed is quoted for A+ credit. Additional loyalty discounts may apply to reduce these rates further. Call us for details at 716-681-1460.